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Thursday, May 22, 2008

 

No Bank Account Credit Cards

Unfortunately, the options to get a new Credit card are severely limited for people with less-than-desirable Credit histories. The restrictions are so stern, in fact, that many consumers with bad Credit are unable to buy simple consumer goods, or are slapped with very high interest rates.

There is good news, however, and it comes in the form of no bank account Credit cards. These cards allow people with low Credit ratings and no bank accounts to enjoy the purchasing power of a Credit card.

No bank account Credit cards are usually pre-funded, meaning the cardholder reloads it with money in order to use it. This arrangement is perfect for people who want to control their spending and limit themselves only to what they can afford. Most individuals recovering from bankruptcy use this type of card. It not only reestablishes Credit history and demonstrates financial responsibility to Creditors it also affords users the convenience of a fully-functional Credit card while living within their income.

If you are thinking about getting a no bank account Credit card, do not hurry you should first shop around for the best deals.

The best no bank account cards offer the same benefits as a regular Credit card, such as rewards programs and online access and management. The card should be accepted in millions of locations around the world, and have ATM access for easy cash withdrawals, and other such convenient features.

You should also find a Credit card provider that does not ask for annual fees or transaction fees, and offers free customer support either via the telephone or online. Some companies even go so far as to provide wireless alerts to no bank account Credit cardholders such a service will enable you to easily keep an eye on your account via text messages (SMS). The added features will certainly help you budget your finances even more effectively.

CreditCards.com">Bank Credit Cards provides detailed information on Bank Credit Cards, Bank Secured Credit Cards, Bank Student Credit Cards, No Bank Account Credit Cards and more. Bank Credit Cards is affiliated with Banking Services.

An aggressive wildfire in Northern California's Santa Cruz Mountains grew to 1,400 acres Thursday, prompting evacuations of homes in two counties, the California Department of Forestry and Fire Protection said.



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